Terms of Service

Last Updated: October 29, 2026

Welcome to businesscurrencyguide.com (the "Site"), operated by Business Currency Guide ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the Site, including any content, tools, calculators, and services provided through the Site (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Services.

1. Agreement to Terms

By accessing or using the Services, you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms. The Services are intended for users who are at least 18 years of age and reside in the United States. If you do not meet these requirements, you may not use the Services.

2. Intellectual Property Rights

Unless otherwise indicated, the Site and the Services, including all content, features, functionality, software, code, text, displays, images, video, audio, and the design, selection, and arrangement thereof (collectively, "Our Content"), are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business purposes, subject to these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of Our Content, except as expressly permitted in these Terms or with our prior written consent.

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company.

3. User Restrictions and Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates any applicable federal, state, local, or international law or regulation, including but not limited to laws related to foreign exchange, currency trading, or financial services.
• Use the Services to engage in any fraudulent, deceptive, or manipulative activity, including providing false or misleading information.
• Attempt to interfere with the proper working of the Services, including by transmitting any virus, worm, malware, or other harmful code.
• Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Site.
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Site is stored, or any server, computer, or database connected to the Site.
• Use the Services to transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
• Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
• Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm the Company or users of the Services or expose them to liability.

We reserve the right to terminate or suspend your access to the Services for any violation of these Terms.

4. Limitation of Liability

To the fullest extent permitted by law, in no event will the Company, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Services, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, loss of profits, loss of data, loss of business, or anticipated savings, even if foreseeable.

The information provided through the Services, including currency exchange rates, conversion costs, and risk management tools, is for informational purposes only and should not be relied upon for making financial decisions. You acknowledge that currency markets are volatile and that actual exchange rates and costs may differ from those displayed on the Site. The Company is not a financial advisor, broker, or dealer, and nothing on the Site constitutes financial, investment, legal, or tax advice.

5. Disclaimers

Your use of the Services is at your sole risk. The Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. The Company disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

The Company does not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components. The Company does not warrant or make any representation regarding the use or the results of the use of the Services in terms of their correctness, accuracy, timeliness, reliability, or otherwise. You are responsible for verifying any information obtained from the Services before relying on it.

6. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or related to them or the Services shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to these Terms or the Services shall be instituted exclusively in the federal or state courts located in Cook County, Illinois. You irrevocably submit to the exclusive jurisdiction of such courts.

7. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes, as they are binding on you.

8. Contact Information

If you have any questions about these Terms, please contact us at:

Business Currency Guide
141 W Jackson Boulevard, Suite 1620
Chicago, IL 60604
Email: contact@businesscurrencyguide.com
Phone: +1 (312) 555-0147